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Lakshmi Iyer

Lakshmi Iyer has been a personal finance writer for more than 9 years, focusing on educating readers about credits and loans. Living in Hyderabad, she draws from real-life financial experiences to share practical advice that resonates with her audience.
A calculator and financial documents on a table representing mortgage calculations
A calculator and financial documents on a table representing mortgage calculations
Unlock the home-buying journey! 🏑 This guide dives into mortgage prequalification, offering actionable tips to improve your eligibility and secure better loan terms.
Detailed overview of Schedule C material participation criteria
Detailed overview of Schedule C material participation criteria
Gain clarity on Schedule C material participation and its tax implications. This guide aids self-employed individuals in assuring accurate reporting and deductions. πŸ“ŠπŸ’‘
An overview of car financing options
An overview of car financing options
Explore the intricacies of monthly car payments πŸš—πŸ’°. Learn how they impact your financial health, find cost-saving strategies, and grasp loan terms for smarter vehicle financing.
Example of a formal letter addressing credit inquiries
Example of a formal letter addressing credit inquiries
Learn how to write a letter for removing credit inquiries and improve your credit profile. Get tips, templates, and key insights on credit management! πŸ“„πŸ’³
Credit report overview illustrating Experian Boost removal
Credit report overview illustrating Experian Boost removal
Learn how to remove Experian Boost from your credit profile. This guide explains the steps, reasons for removing it, and its impact on your credit score. πŸ“‰πŸ’³
A calendar marked with tax deadlines
A calendar marked with tax deadlines
Unsure when you last filed taxes? πŸ“… Discover effective ways to identify your last tax year using IRS documents and personal records. Stay organized!
Detailed overview of PNC Bank overdraft fees
Detailed overview of PNC Bank overdraft fees
Explore the intricacies of PNC Bank's overdraft policies, including fees, limits, and their impact on your finances. Gain insights for better banking. πŸ’‘πŸ’³
Graph illustrating historical trends in savings account interest rates
Graph illustrating historical trends in savings account interest rates
Discover evolving trends in savings account interest rates! πŸ“ˆ Understand key economic factors, central bank policies, and market influences that shape your savings strategy.
An elegant dashboard view of a modern car showing a financing calculator app.
An elegant dashboard view of a modern car showing a financing calculator app.
Explore Capital One's financing options for first-time car buyers. Understand credit assessments, budgeting tips, and essential steps to secure financing. πŸš—πŸ’°
A well-organized car dealership showcasing various vehicle models.
A well-organized car dealership showcasing various vehicle models.
Discover the best places to buy a good car! πŸš— This guide dives into dealerships, online options, and private sales while covering budgeting and financing. 🏦
Illustration of tax forms spread out on a desk
Illustration of tax forms spread out on a desk
Navigate the complex process of filing an amended tax return for 2020. πŸ—‚οΈ Learn when amendments are needed, required forms, and how they affect your refunds and liabilities.
Illustration of Venmo card with bank transfer options
Illustration of Venmo card with bank transfer options
Discover how to effectively add money to your Venmo card. Explore traditional bank transfers, direct deposits, and cash load options with step-by-step guidance! πŸ’³πŸ’΅